Effective Date: January 15, 2026
Last Updated: January 15, 2026
1. Acceptance of Terms
By accessing and using our AI-powered market analysis platform (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our Service.
These Terms constitute a legally binding agreement between you and [YOUR COMPANY NAME].
2. Service Description
Our platform provides:
AI-Assisted Analysis Tools: Machine learning algorithms that analyze market data and identify patterns
Data Visualization: Charts, graphs, and visual representations of market trends
Educational Content: Resources about technical analysis and market research
Research Tools: Tools to organize and analyze your own market research
What We Do NOT Provide:
✗ Investment recommendations or buy/sell signals
✗ Financial advice or portfolio management
✗ Guaranteed returns or profit predictions
✗ Professional financial planning services
✗ Trading execution or brokerage services
3. User Responsibilities
By using our Service, you agree to:
Provide Accurate Information: All information you provide must be accurate, complete, and current
Account Security: Maintain the confidentiality of your account credentials
Lawful Use: Use the Service only for lawful purposes and in accordance with these Terms
No Unauthorized Access: Not attempt to gain unauthorized access to our systems or other users' accounts
Age Compliance: Confirm that you are 18 years of age or older
Independent Verification: Verify all information independently before making any investment decisions
Prohibited Activities:
You agree NOT to:
Reverse engineer, decompile, or disassemble our software or AI algorithms
Use automated scripts or bots to access the Service
Resell, redistribute, or commercialize our analysis tools
Violate any applicable laws or regulations
Harass, abuse, or harm other users
4. Investment Risk Disclosure
Trading and investing in financial markets involves SUBSTANTIAL RISK OF LOSS. You may lose some or all of your invested capital. Past performance does NOT guarantee future results.
Key Risks:
1. Market Volatility:
Prices can fluctuate dramatically and unpredictably
Unexpected events (economic, political, natural disasters) can cause sudden losses
High volatility can result in rapid capital erosion
2. AI Limitations:
Our AI models are based on historical data and patterns
AI CANNOT predict the future with certainty
Unforeseen events can render AI predictions inaccurate
AI may have biases or blind spots in data interpretation
3. Liquidity Risk:
Some securities may be difficult to sell quickly
You may not be able to exit positions at desired prices
Market conditions can change rapidly, affecting liquidity
4. Leverage Risk:
Using leverage amplifies both gains AND losses
You can lose more than your initial investment
Margin calls can force liquidation at unfavorable prices
Risk Management Recommendations:
✓ Only invest money you can afford to lose completely
✓ Diversify your portfolio across different assets and sectors
✓ Use stop-loss orders to limit potential losses
✓ Never rely solely on AI analysis for investment decisions
✓ Consult with licensed financial advisors before investing
✓ Continuously educate yourself about market risks
5. No Financial Advice Disclaimer
We and our affiliates are NOT registered investment advisors, broker-dealers, or financial planners. Our platform provides data analysis tools and educational content ONLY.
Important Clarifications:
All information provided is for educational and informational purposes only
Our analysis does NOT constitute personalized investment advice
We do NOT consider your individual financial situation, goals, or risk tolerance
You should consult with a qualified, licensed financial advisor before making investment decisions
Your Sole Responsibility: Any investment decisions you make based on our analysis are entirely at your own risk. We are not responsible for your trading results, profits, or losses.
6. Intellectual Property Rights
All content, features, and functionality of our Service are owned by [YOUR COMPANY NAME] and are protected by international copyright, trademark, and other intellectual property laws.
Your License:
We grant you a limited, non-exclusive, non-transferable, revocable license to:
Access and use the Service for personal, non-commercial purposes
View and use our analysis tools for your own research
Restrictions:
You may NOT:
Copy, modify, or distribute our content without written permission
Use our branding, logos, or trademarks without authorization
Create derivative works based on our Service
Commercially exploit our tools or data
7. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, [YOUR COMPANY NAME] SHALL NOT BE LIABLE FOR:
Investment Losses: Any losses resulting from your investment decisions
Market Volatility: Losses due to market fluctuations or economic events
Data Accuracy: Errors, inaccuracies, or omissions in our analysis
Service Interruptions: Downtime, technical issues, or service unavailability
Third-Party Actions: Actions or omissions of third-party service providers
Consequential Damages: Loss of profits, data, or business opportunities
Maximum Liability Cap: In any event, our total liability to you for all claims shall not exceed the amount you paid us in the past 12 months (or $100 if you have not paid us).
8. Disclaimer of Warranties
OUR SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, either express or implied, including but not limited to:
Warranties of merchantability or fitness for a particular purpose
Warranties of accuracy, reliability, or completeness
Warranties that the Service will be uninterrupted or error-free
Warranties that defects will be corrected
No Guarantee of Results: We make no guarantees about the accuracy of our AI analysis, the performance of investment strategies, or your financial results.
9. Indemnification
You agree to indemnify, defend, and hold harmless [YOUR COMPANY NAME], its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:
Your use of the Service
Your violation of these Terms
Your investment decisions or trading activities
Your violation of any third-party rights
Any false or misleading information you provide
10. Termination
We reserve the right to terminate or suspend your access to the Service at any time, without notice, for any reason, including but not limited to:
Violation of these Terms
Fraudulent or illegal activity
Abusive behavior toward other users or our staff
Non-payment of fees (if applicable)
Effect of Termination: Upon termination, your right to use the Service will cease immediately. You remain liable for all obligations incurred prior to termination.
11. Modifications to Terms
We may modify these Terms at any time. When we do:
We will update the "Last Updated" date at the top
We will notify you via email if changes are significant
Continued use of the Service after changes constitutes acceptance
If you do not agree to the modified Terms, you must stop using the Service.
12. Governing Law and Dispute Resolution
Governing Law: These Terms shall be governed by and construed in accordance with the laws of [YOUR JURISDICTION], without regard to its conflict of law provisions.
Dispute Resolution: Any disputes arising from these Terms or your use of the Service shall be resolved through:
Informal Negotiation: First, contact us to attempt to resolve the dispute informally
Arbitration: If negotiation fails, disputes shall be resolved through binding arbitration
Small Claims Court: You may bring claims in small claims court if they qualify
Class Action Waiver: You agree to resolve disputes on an individual basis only, and waive any right to participate in class action lawsuits.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and [YOUR COMPANY NAME] regarding the Service and supersede all prior agreements.
15. Contact Information
If you have questions about these Terms of Service, please contact us:
🏢 Company: [YOUR COMPANY NAME]
📍 Address: [YOUR REAL BUSINESS ADDRESS]
📞 Phone: [YOUR PHONE NUMBER]
16. Final Risk Acknowledgment
You understand that investing involves substantial risk of loss
You are 18 years of age or older
You will not rely solely on our analysis for investment decisions
You accept full responsibility for your trading results
You understand that we are NOT providing financial advice
You have read and agree to all terms in this document
© 2026 [YOUR COMPANY NAME]. All rights reserved.